Habersham Bank of Georgia closed by FDIC. Accounts transferred to SCBT Bank of South Carolina. Depositors must claim FDIC-insured IRA, CD, Savings Accounts and Checking Accounts

	February 18, 2011: Habersham Bank, Clarkesville, GA was closed by the Georgia Department of Banking and Finance. The Federal Deposit Insurance Corporation was named receiver. Successor Bank: All deposit accounts have been transferred to SCBT, National Association (N.A.), Orangeburg, South Carolina. SCBT National Association 950 John C. Calhoun Drive, S.E. Orangeburg,S C 29115 History: Established in 1904 as Habersham Bank Acquired Security State Bank - Canton, Georgia. Acquired Liberty Bank & Trust - Toccoa, Georgia ► Depositors must establish contact or the successor bank or the FDIC to reclaim their deposits. ► Not every depositor in a failed bank will receive notification from the FDIC, and there are time limits on claims of FDIC-insured bank accounts, CDs and safe deposit boxes. By law, accounts which go unclaimed for an extended period may be time barred, and safe deposit boxes can be drilled and the contents sold at auction. ► Additionally, accounts transferred to successor institutions may have lower interest rates and can lose insurance coverage. ► It is important to understand you may have an account at a failed institution and not know it, either because you were a depositor at a bank acquired by an institution that subsequently failed, or if you or a deceased family member are the beneficial owner of a brokered fiduciary account. ► For assistance tracing and reclaiming a lost bank account or safe deposit box go to: Unclaimed Funds and Missing Money Search
2010 FDIC Insured Failed Banks




Habersham Bank 201 North Washington Street Clarkesville, GA 30523
Established as Habersham Bank




Cost to FDIC: $90 million